Gospodarka

Płacisz kartą w sklepie? Wkrótce napis Visa i Master Card zastąpi symbol Orła Białego!

Rząd przygotowuje się do reformy sposobu płatności elektronicznych. Z polskiego rynku zniknie wiele dotychczas używanych kart płatniczych. Zastąpią je nowe, obsługiwane przez polski system.

Szef resortu rozwoju, Mateusz Morawiecki szykuje prawdziwą rewolucję. Ma powstać polski operator kart płatniczych i powoli wypierać z rynku Visę czy MasterCard. Zakłada to ogłoszony niedawno Plan na rzecz Odpowiedzialnego Rozwoju.

– Firmy Visa i MasterCard chcą zarabiać pieniądze, a nie rozwijać polską gospodarkę. Nasze transakcje przetwarzają za granicą, tam też płacą podatku. W przypadku polskiej karty byłoby inaczej. To w Polsce powstawałyby nowe miejsca pracy, a podmiot zarządzający taką kartą nie musiałby wydawać pieniędzy na reklamę czy sponsorowanie igrzysk olimpijskich. Byłby zatem tańszy dla banków – argumentuje Tadeusz Kościński, bliski współpracownik ministra Morawieckiego w rozmowie z „Polityką”.

Warto podkreślić, że działające obecnie w Polsce banki rocznie oddaje obu zagranicznym gigantom nawet 800 mld zł. Te pieniądze mogłyby zostać w Polsce. Nowa karta mogłaby mieć inne funkcje. Jest pomysł, by nie była ona tylko kartą płatniczą, ale także dokumentem identyfikacyjnym. – Można będzie ją wykorzystać także jako elektroniczny dowód osobisty, potwierdzający naszą tożsamość, kartę ubezpieczenia zdrowotnego, jako nośnik biletów komunikacji miejskiej czy kartę biblioteczną – wymienia pomysłodawca, Tadeusz Kościński.

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143 komentarze

143 Komentarzy

  1. qqm

    16 października 2016 at 19:00

    Jak Rosja zaczęła mówic o takim rozwiązaniu, to zaraz zaczął sie zatarg z Ukrainą. Miejmy nadzieję, że to był zbieg okoliczności.

    • Tomek

      17 października 2016 at 00:40

      Rosja zaczęła mówić o tym już po. Jak spekulowano, że Amerykanie mogliby ich od obecnego systemu odciąć

  2. crova

    16 października 2016 at 20:28

    A nie lepiej nam wszczepić chipy do mózgu? Po co te półśrodki?

    • goj

      16 października 2016 at 21:09

      wlasnie chcialem to napisac.nie latwiej obowiazkow chip dla podludzi?po co tyle ceregieli?

  3. gzk

    16 października 2016 at 23:44

    Chyba 800 mln. a nie 800 mld.

  4. Tomek

    17 października 2016 at 01:00

    Przecież to jest jakaś bzdura…

    Po pierwsze, to żeby taki system miał sens, musiałby działać także zagranicą. Co mi po karcie, którą tylko, jak chce pomysłodawca, zrobię sobie w supermarkecie zakupy, a już nic nie za dużo kupię w necie, nie za dużo zarezerwuję, zagranicą mi to nie zadziała, a zapewne i w Polsce w wielu miejscach też nie, bo międzynarodowe marki mają swoje standardy i skoro wiele np. nie stosuje American Express, to i nie zastosuje polskiej karty. Jak natomiast chcemy, by to był standard globalny, to potrzeba kupy pieniędzy na wszelkiego rodzaju promocję.

    Po drugie, to Morawieckiemu się chyba pomyliły prace ze swoim dawnym pracodawcom, bankiem. Bo z artykułu wynika, że coś takiego ma przynieść bankom oszczędności. Takie przedsięwzięcia to powinna być domena prywatnych przedsiębiorstw, bo to one lepiej wyczują, czy ma to sens. A nie rządowi „planiści”.

    Po trzecie, to zapewne ta ekipa na czele owego przedsięwzięcia postawiłaby jakiegoś Misiewicza…

  5. Szukający drogi

    17 października 2016 at 11:01

    Ja rozumiem, że wartość gospodarki to sprawa kluczowa, ale nie budujmy ty Korei Północnej. W jaki sposób mam płacić polską kartą za granicą? To naprawdę jest taki priorytet? Wydawało mi się, że najważniejsze to umożliwienie rozwijania polskiej małej przedsiębiorczości, upraszczanie systemu podatkowego i zwolnienia w początkowej fazie prowadzenia biznesu. Wielkie korporacje opanowały rynek dużych firm, wspierajmy więc małe i średnie. Bo jak na razie to są jedynie pomysły, aby powiększyć im opodatkowanie i zusy dla lepiej zarabiających i prowadzących jednoosobowe działalności.

  6. Stefan

    17 października 2016 at 19:37

    Taaak, a Polska wielkim mocarstwem jest. To w grupie BRICS się jak na razie nie udało (nie śledzę tematu i nie wiem na pewno, ale byłoby o tym raczej głośno), a to ze 2 mld ludzi będzie (to właśnie ten instrument chciała wdrożyć Moskwa). Chwilami stopień odrealnienia p. Morawieckiego daje podstawy do przypuszczeń, czy z nim na pewno wszystko w porządku.
    Z Panem Bogiem.

  7. krexuk

    17 października 2016 at 20:06

    Myślę że większość użytkowników kart płacą nimi tylko w kraju (np. JA). Jeżeli koszty obsługi tych transakcji pozostaną w Polsce jako przychody POLSKICH podmiotów to jest świetny pomysł. JESTEM ZA.

    • Tomek

      18 października 2016 at 21:16

      Zadajmy sobie pytanie, skoro to jest taki świetny pomysł, to czemu żaden duży bank w Polsce jeszcze go nie wdrożył? Odpowiedź jest prosta – bo to nie ma sensu ekonomicznego.

      • Szukający drogi

        18 października 2016 at 23:00

        A jaki sens ekonomiczny na 500+? Wszystko co robi ten rząd nie ma sensu ekonomicznego.

  8. ssaa

    18 października 2016 at 07:58

    Moskwę stąc by się postawić i o to walczyć, naszi płatni zdrajcy z popisu i Mordoczensej NIC nie zrobią złego USA firmą to ekipa od zadłużania narodu którym zarządzają i jego upodlenia a nie od pomocy jemu! Namiestnicy z ww partii to kukiełki co pokazali ustawą antyaborcyjną , Ceta i wyborem na śelpo śmigłowców -pis wybiera wszysko jedno ble było z usa, sami wybraliście tych zdrajców przy udziale duchowieństwa które zdradziło naród !!!
    Nie rozumie jak biskupi mogą być takimi zdrajcami i popierac tych zwyrodnialców!!! Czemu wpieracie socjalistów?
    Socjalistów /globalistów=PIS+PO+nowoczensa to plaga o polskich nazwiskach …
    W kościele biskupi to ciepłae grupe kluchy a nie ludzie którzy idą z Narodem! Jak Wyszyński a teraz same zapasione grubasy bez charyzmy i wizji…

    • Tomek

      18 października 2016 at 21:20

      Użyłeś bardzo dobrego określenia – „Moskwę stać, żeby się postawić”. Bo generalnie Moskwa się tylko stawia, co by pokazać, jaka to jest wielka i pokazać medialnie, że porywalizuje sobie z USA. Z gospodarką na poziomie Włoch i jednym wielkim syfem wewnątrz siebie. No a potem wychodzi tak, że im takie pomysły upadają, tak jak upadł właśnie ten pomysł z kart. Bo jak się chce odpowiedzialnie rozwijać swój kraj, to się myśli, a nie się „stawia”.

  9. Juliusz

    18 października 2016 at 09:22

    Byłem bardzo zdziwiony, kiedy jakieś trzy – cztery lata temu, czekając na znajomych w warszawskim hotelu Sobieski, byłem przypadkowym świadkiem rozpoczynającej się jakiejś konferencji przedstawicieli firm zarządzających naszymi kartami płatniczymi. Większość z nich stanowili Rosjanie.

    • Szukający drogi

      18 października 2016 at 16:10

      Ależ brednie. Pleciesz androny.

  10. Egzorcysta

    18 października 2016 at 12:56

    Orzel Polski na karcie to taki pic prawie bez zbaczenia.Nalezy sobie zadac pytanie jakie zmiany systemu platniczego, zajda w tle tej calej zmiany.Wprawodzajac Polakom pesel, zrobila to firma z Izraela, ktorej wlascielem byl brat Jacka Kuronia.I dzis wszdzie gdzie musimy podac pesel dla dokonania czegokolwiek, czy to zmiana pracy, czy sprawa w sadzie czy zakup nieruchomosci, czy samochodu itd.odrazu jest ta zmiana zarejstrowana w Izraelu.Dotychczas karty platnicze w zasadzie sluzyly tylko do placenia, choc mozliwe bylo tez przesledzic gdzie i kiedy bylo karta placone.Jednak nie bylo to odrazu przkazywane do NSA w USA, i celem tej zmiany jest to, by tak jak kazde uzycie telefonu komorkowego,bylo natychmiast odnotowane w NSA.I byc moze w Izraelu.Polacy to dosc ciemny narod, ktory bardzo chetnie wzoruje sie na postaciach z filmow amerykanskich.Polak uwielbia przy kasie wyciagnac karte i placic karta, pozwalajac na inwigilacje siebie, co jada i co pije i ile wydaje.Jednoczesnie kracze idac na demonstracje przciw inwigilacji.Nie podoba sie Polakom ze w ich miastach i miasteczkach w glownej ulicy sa tylko banki , apteki i punkty telekomunikacyjne z komorkami.
    Polacy maja trudnosci zrozumiec zwiazek swoich zachowan z takim stanem rzeczy.Chcac miec inaczej, chcac by banki wyniosly sie z Polaki, albo inne firmy, ktorych dochody nie zostaja w Polsce, trzba ich pozbawic klientow,czyli przstac placic karta, brac kredyty, i wybierac natychmiast jak cos przyjdzie do banku.I poslugiwac sie gotowka.To nie to co pisze sie w internecie jest wazne, ale to co robi sie w swiecie realnym, pozwoli albo nie pozwoli istniec bankom czy firmom obcym w Polsce.To nie rzad decyduje o tym czy masz placic karta, kupowac jedzenie korporacyjne, lykac tabletki z koncernow farmaceutycznych ktore sa trujace.To nie rzad decyduje o tym czy Polska powoli przchodzic bedzie w lapy innych krajow.Jezeli Polak nie bedzie placil karta, bral kredytow, i trzymal pieniadz w banku, banki sie same wyprowadza.I nie potrzba jest zadnych protestow.To Polacy swoim zachowaniem zdecydowali o swoim niewolnictwie.

    • Szukający drogi

      18 października 2016 at 16:17

      Ja to akurat robię z wygody. Nie wyobrażam sobie noszenia gotówki, skoro praktycznie wszędzie mogę zapłacić plastikiem. Jeśli kogoś interesuje co gdzie kupuję chleb, a gdzie wędliny, to jego problem. Rachunki płacę przez Internet, bo nie wyobrażam sobie stania w kolejkach na poczcie lub u każdego dostawcy osobno. Takie czasy, że z jednej strony mamy usprawnienia, a z drugiej inwigilację. Jeśli rząd będzie chciał, to będzie o Tobie wiedział wszystko. I nie masz najmniejszych szans się przed tym uchronić. Monitoring, karty płatnicze, komputery, telefony, Internet, telewizory. Nie masz szans się schować. Tam gdzie uważam, że jest to dla mnie ułatwienie to korzystam z dobrodziejstw techniki, ale tam gdzie mogę, to jednak próbuję się bronić, jak np. kamery w laptopach, „smart” telewizory z kamerą czy rozpoznawaniem głosu, wysyłanie danych do reklamodawców, zgody na kontakt marketingowy czy przekazywanie danych.

    • A

      18 października 2016 at 23:57

      Super fharm -firma z Izraela, za podanie pesel wydaje karty lojalnościowe/zniżkowe . ..

  11. aero

    19 października 2016 at 12:54

    No cóż PiS-Komuna bo inaczej trudno to ugrupowanie polityczne nazwać zatopi ten kraj swoim socjalistycznym rozdawnictwem a do tego wprowadza wszechobecną inwigilacje obywateli tak jak za komuny. Oczywiście wszystko w duchu patriotyzmu i obrony Polski. Do tego tacy sami oszuści polityczni jak PO, Nowoczesna, PSL, SLD mam na myśli ich postawę w sprawie zakazu aborcji. Tak się ci „Katolicy” spieszyli że aż musieli złamać regulamin sejmowy w sprawie zwołania komisji.

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    chyba 800 mln a nie 800mld bo to tyle prawie co całe nasze pkb

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    poza tym mało to realne aby potężne żydoamerykańskie firmy na popozwoliły, ich macki siegaja daleko

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