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Aurora nie wystrzeliła

Szumnie zapowiadane przez różnorodną opozycję przesilenie nie nastąpiło. Obywatele RP i przeróżni ludzie będący w opozycji do obecnej władzy długo przygotowywali ten „wystrzał z Aurory”, który miał nastąpić na wczorajszej miesięcznicy smoleńskiej. Przedsmak tego wydarzenia mogliśmy przeżywać miesiąc temu, z żywą blokadą Krakowskiego Przedmieścia. Rozgrywały się wówczas żenujące sceny ściągania z jezdni i wynoszenia ludzi przez policję. Władysław Frasyniuk poczuł ducha walki. On który od jakiegoś czasu żyje w wyimaginowanej rzeczywistości, poczuł się na chwilę przywódcą. To nic, że przywódcą grupy cynicznych awanturników, których jedynym hasłem jest nienawiść do Jarosława Kaczyńskiego i obozu rządzącego.

 

Przez miesiąc nakręcano spiralę nienawiści, szumnie zapowiadając jej kulminację na 10-tego lipca. Swój akces na kontrmanifestację zgłosił Lech Wałęsa, jak zawsze bajał na facebooku, że nie chce, ale musi, że poprowadzi milion na barykady, że PiS-owców będzie wyrzucał przez okno itp. Itd. Zdradził swój „genialny” plan. Zamierzał pójść na mszę do katedry i modlić się za ofiary katastrofy smoleńskiej, a potem wtopić się w tłum i dać sygnał do „wystrzału z Aurory” i miała rozpocząć się regularna bitwa. Widocznie zafascynowały go sceny z Hamburga, gdzie grupa menelskich lewaków demolowała miasto przez dwie noce.

Do bojownika Wałęsy dołączyli inni. 10 lipca na Krakowskie Przedmieście mieli się stawić Andrzej Celiński, Henryk Wujec, Stefan Niesiołowski, Włodzimierz Cimoszewicz na czele z ubiegło miesięcznym męczennikiem Frasyniukiem. Dołączali do nich inni. Bardzo aktywna miała być Nowoczesna z wahającym się jeszcze jej liderem Ryszardem Petru. A wszystko pod egidą Pawła Kasprzaka lidera Obywateli RP.

Opublikowano list otwarty, w którym czytamy – Walczymy o utrzymanie wartości demokratycznego państwa prawa oraz Konstytucji, nagminnie łamanych przez Prezydenta i rząd.

Nie godzimy się na odebranie nam podstawowych swobód obywatelskich i wolności zgromadzeń. Będziemy walczyć z ruchami mającymi za cel wyprowadzenie Polski z UE. Sprzeciwiamy się fali agresji i nietolerancji. Tekst, który mógłby się ukazać w jakimś totalitarnym państwie, gnębiącym swoich rodaków przeróżnymi opresjami. W państwie, w którym więzienia są pełne więźniów politycznych, a demonstracje antyrządowe to krwawe jatki. Trzeba mieć chory umysł, aby coś takiego wymyślić. Aby dziką nienawiść i agresję przykryć płaszczykiem walki o demokratyczną Polskę. Gdyby nie było u nas demokracji, już dawno ludzie pokroju Frasyniuka i Niesiołowskiego siedzieliby za kratkami, a nie z otwartą przyłbicą organizowali burdy uliczne. Jeżeli oznaką męczeństwa jest wyniesienie opornych demonstrantów przez policję, to dramat, jaki zaplanowali, stał się farsą.

Jakie swobody obywatelskie im się odbiera? To że zabrania się przeszkadzać innym w modlitwie i w pochodzie pod Pałac Prezydencki, aby uczcić ofiary największego dramatu współczesnej Polski, nie oznacza żadnej opresji.

I jeszcze jedno kuriozalne żądanie Obywateli RP – przerwanie ekshumacji ofiar katastrofy smoleńskiej. W świetle bulwersujących doniesień o wynikach ekshumacji, to już prawdziwa aberracja umysłowa. Ta grupa awanturników nie dba o to, ale konsekwentnie dąży do wywołania burd ulicznych. Nie powstrzymał ich apel rodzin ofiar katastrofy, którzy prosili o możliwość spokojnej modlitwy.

Wałęsa albo w porę się opamiętał przed jeszcze jednym ośmieszeniem, popadając w dyplomatyczną chorobę, albo Opatrzność zlitowała się nad jego głupotą i umieściła go w szpitalu. Nie pojawił się na kontrmanifestacji, zapowiadając buńczucznie swój udział za miesiąc. Inni stawili się w bojowych nastrojach. I co? I nic. Policja zablokowała barierkami dostęp wichrzycieli do modlącego się tłumu. Pod Pałacem było spokojnie, z pohukiwaniami w tle, dobiegającymi z Placu Zamkowego, gdzie kordon policji odgradzał „obrońców demokracji”. Wściekłość swoją i frustracje wyładowywali w wznoszonych okrzykach, ziejąc wokół nienawiścią. Dostało się Michałowi Rachoniowi dziennikarzowi TVP, który wykonywał swoje obowiązki. I na tym się skończyło. Totalna klapa. Bulwersujące zdjęcia męczenników miały trafić na łamy zachodniej prasy. Okręgowa Rada Adwokacka zgłosiła gotowość wsparcia dla zatrzymanych demonstrantów.

Szkoda tylko, że władze czekały tak długo, aby ukrócić ziejące nienawiścią białe róże i podczas obchodów miesięcznic smoleńskich nie dopuszczać ich w okolice Pałacu Prezydenckiego .

Nagłośnienie prze awanturników 87 miesięcznicy smoleńskiej, przyniosło odwrotny skutek. Na Krakowskie Przedmieście przybyły tłumy, aby oddać hołd poległym w Smoleńsku.

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They get their information from two main sources: other lending companies that have agreed to share data about their customers, and public records. Lending companies share information including how much a customer is in debt to them, how promptly they pay their bills, and if they pay in full, and whether their credit cards are maxed out. The information gathered from public records includes details of adverse credit events such as CCJs, bankruptcies and IVAs, plus information held on the electoral roll. High street lenders interpret this data in line with their own criteria and arrive at a credit score, based on which they will say ‘yes’ or ‘no’ to a remortgage application. If the decision isn’t clear cut, they might say ‘yes’, but charge higher fees and/or a higher rate of interest. They do this for two reasons; to offset what they see as an additional risk and because they know they can, as borrowers with a poor credit rating have fewer options than those with an exemplary record. What is my credit rating? Finding our your credit rating is easy. Find out your credit report Adverse credit events stay on a person’s record for six years, after which they are removed. In the majority of cases, even if the six year period isn’t up yet, the further in the past something is, the less impact it will have on your credit score and therefore on a lender’s decision. However, even after they have ‘dropped off’ the record, if you are asked about certain types of adverse credit event – such as a previous bankruptcy or property repossession – you must declare it. While there are options available to those with an adverse credit score looking to remortgage a property, it is always recommended that you look to improve your credit score wherever possible. How does a credit score work? There are some positive steps you can take that will improve your situation and encourage lenders to look more favourably upon your application. Arguably the most important thing you can do is to improve your credit score. Improving your credit score is a continuous process, not something that can be achieved overnight – you must persevere with it to get results. However, if you are taking the right steps, you will soon begin to see some small improvements. Having a healthy credit score will make a huge difference to your future financial dealings. We always recommend speaking to a qualified adviser with regard to putting together a plan to improve your credit score; however, there are some immediate actions you can take to put your credit rating back on track. These include: Get a copy of your credit report from each of the UK’s three credit reference agencies – Experian, Equifax and Callcredit – and check that the details they hold are correct (they may hold different details, so do get your report from all three, not just one) Regularly update the personal details held on your credit report Make sure you are registered on the electoral roll Keep track of your credit card balances; ideally try to always pay more than the minimum to drive the balance down, and take care not to go over your agreed credit limit Use your calendar to make sure you pay your bills on time and manage your monthly income Cancel all lines of credit that are not in use, such as store cards or ‘just in case’ credit cards (but see below for an alternative option) Build up a positive credit history; for example, if you have a credit card that you don’t use, rather than cancelling it, use it at least once a month, perhaps for buying petrol or groceries – but make sure you pay it off in full every time, don’t build up additional debt Resist the temptation to take out payday loans, as they are considered to be a red flag showing that you cannot manage your finances month to month Moving forward, leave any good debt on your report For more suggestions as to how you can repair your credit rating, check out our page of simple tips. Additional actions to take Something else to bear in mind if any missed payments show on your credit record is whether they were due to events outside of your control. If, for example, your employer went out of business, leaving you financially stranded, then you should contact each credit reference agency and explain what happened. They have the ability to add a note of correction to your credit file explaining the circumstances, which may well mitigate the effect of the default on future credit decisions. There are other things you can do that, while they do not in themselves boost your credit rating, will help you to avoid falling into future difficulties, and perhaps to pay things off faster. For example, take on some freelance work or a second job, or look for a job that pays more or is closer to home (so you save money on commuting). Make sure you aren’t paying more than you need to for things like your mobile phone, cable TV, fuel and broadband, and if you have a gym membership but can’t remember the last time you were there, cancel it. The more you have left after paying your bills, the better your chances of passing the affordability test. What is the affordability test? Every application for a mortgage or a remortgage is subject to an affordability assessment, and this is the case no matter what the credit status of the applicant might be. Potential lenders will look at income versus expenditure, taking everything into account, to arrive at a debt-to-income ratio. Since June 2014 the Financial Conduct Authority’s recommendation is that the debt-to-income ratio should be no higher than 45 for an offer of a mortgage or remortgage to be made. If you want to do a quick, rough calculation to see where you stand, then: make a list of all income you will receive over the year and divide by 12 (if all your income comes in monthly, just add it up) add up all your monthly bills – mortgage, credit card, etc. – then list all your other bills, whether quarterly, annual or whatever; add the monthly cost of these additional bills to your original total divide your monthly expenses by your monthly income and multiply the answer by 100, which will give you your debt-to-income ratio, expressed as a percentage The lower the number, the better. You can lower your debt-to-income ratio by either reducing your debt or increasing your income. What if you can’t wait for your credit score to improve over time? For those in need of a more immediate remortgaging solution, there are specialist lenders who work with applicants with low credit scores, offering deals that cannot be obtained from high street lenders. So if your need is urgent and you are asking yourself, ‘Can I remortgage with bad credit?’ the answer is ‘yes’. Get in touch today for free initial advice and no-obligation quotes from our team of experienced bad credit brokers. How can we help? Just Mortgage Brokers have experience of working with property owners at all levels, from those who are relatively new homeowners to highly experienced landlords with extensive property portfolios. We also have unlimited access to the UK mortgage market and many years of experience of working with a network of bad credit lenders across the country. That means we are not restricted to products from any one particular lender but can work with a diverse range of specialist lenders to secure the remortgage deal you require. This combination of impartiality and unlimited market access gives us the very best chance of obtaining a competitively priced bad credit remortgage. We know exactly where to turn to find a mortgage to suit the particular needs of each and every client, regardless of their credit history. If you have a history of bad credit and are looking to remortgage a property, speak to Just Mortgage Brokers today to get the right deal for you.

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